Wednesday, 28 January 2015


payment processing




culled from:http://tweakyourbiz.com

# 1. ACH Payments

ACH Payments is listed first because it is a more comprehensive payment system compared to the other options that will be listed in this article.
ACH Payments allows you to make various kinds of payments to people from all over the world; it can serve as a payment gateway, merchant account, credit card processor, mobile payment processor and an ACH payments services provider; it can also be used as a payroll system in case you have a number of freelancers you want to automate payments to.

# 2. 2checkout

2checkout allows you to accept credit cards and Paypal payments from your customers without having a Paypal account or a Merchant account; you only need to register and verify your account and you can start accepting payments. One reason why 2checkout gets a preference on this list is because it is available to people in almost every country; including countries not supported by other popular payment services like Paypal and Google Checkout.

# 3. WePay

WePay is a surprisingly simple payment processing service; unlike almost every other payment processors, you can start accepting credit cards on your website in under a minute. Yes, under a minute. There are no applications or long forms; you only have to enter your details and you’ll be automatically setup to accept payments. The only disadvantage to WePay is that it’s only available to US citizens.

# 4. Stripe

Stripe works in a very similar way to Paypal, but it is for developers. Not only does Stripe help you set up your payment forms with little input from you and no need for a merchant account, it also allows you to build your own payment forms without having to be restricted by PCI requirements.

# 5. PayAnywhere

PayAnywhere is an advanced mobile payment processor; PayAnywhere allows you to easily accept mobile payments while at the same time giving you the flexibility required to integrate mobile payment into your mobile apps. An advantage to using PayAnywhere is that you don’t need to pay a monthly fee or meet a minimum requirement.

# 6. Square

Just like PayAnywhere, Square allows you to accept credit card payments on your iPhone, your Android and your iPad. What makes Square really impressive compared to other mobile payment providers is that it allows you to receive your payments the next day; Square also allows you to automatically integrate a mobile payment system into your mobile apps.

# 7. Intuit GoPayment

If you’re looking for an alternative to Square or PayAnywhere, then Intuit Gopayment is worth a trial; you’ll be given an app and a free card reader that can be plugged to your mobile phone to accept payments. Gopayment also has rates cheaper and more flexible than that of Square and PayAnywhere, so it’s worth giving it a try.

# 8. GetShopped

Unlike most of the above resources, GetShopped is a complete ecommerce system instead of a payment processor; getShopped allows you to create product listings, streamline your checkout process and integrate various payment processors; getShopped is specifically for WordPress users who want to run an eCommerce site. You can combine getShopped with one or more of the above payment processors to create a complete payment processing experience for your users.

# 9. WooCommerce

WooCommerce is for WordPress users and works similarly to getShopped, but it’s more developed; it has various extensions that allow you to ship physical products and get shipping rates and information from services like FedEx, UPS and USPS. WooCommerce also supports more payment processors compared to getShopped.

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